Most insurers offer free home inventory apps. Photos and videos offer easy ways to document your stuff. Clip to your list any sales receipts, purchase contracts, and appraisals. Start by making a list of your possessions, describing each item and noting where you bought it and its make and model.
Gen Xers (15 percent ) and baby boomers (15 percent) are significantly more likely than millennials (4 percent) to have reviewed or updated their policy more than five years ago.Millennials are more likely to have reviewed/updated their insurance policy within the last five years, to have a home inventory and to have reviewed/updated their inventory within the last five years.One in 10 homeowners have not reviewed or updated their homeowners insurance policy in more than five years.Close to half (44 percent) of homeowners have a home inventory, and the majority (54 percent)who do, have reviewed or updated it within the last year.After all, would you be able to remember all the possessions you've accumulated over the years if they were destroyed by a fire, tornado, storm or other natural disaster? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance.Īccording to a survey from the National Association of Insurance Commissioners (NAIC), more than half of Americans don't have a home inventory of their possessions, putting them at risk for inadequate home insurance coverage, should severe weather strike. Top 10 states with catastrophe-related homeowners insurance claims.īefore catastrophe strikes and you're faced with a loss, make a home inventory that includes lists, pictures or a videotape of the contents of your home. CO Insurance Consumer Satisfaction Poll.Wildfire Mitigation: Colorado Homeowners Survey.
Factors Affecting Homeowners Insurance Cost.CO Auto Insurance Marketplace & Fact Sheet.Seat Belts, Air Bags & Child Passenger Safety.NM Personal Insurance Credit Information Act.How do I read my auto insurance policy?.
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